Services

At SGP Services we pride ourselves in doing business with Integrity and Innovation. We get you fair, competitive rates for your processing, and provide follow up support. We specialize in finding solutions that benefit you and your business.

• SGP Services represents numerous credit card and ACH processors and gateway service
      providers. The advantage to you is that we can match your business needs to the processor
      and the gateway.
• SGP Services has been in business since 2004 and knows payment processing. We can put
      that experience to work for you.
• We custom match your business needs to the processor and the gateway that will best serve
      your needs.
• We look for value added features that makes your life easier.
• No irritation fees.
• Ongoing customer support even after you’re set up.
• We explain options for minimizing your fees per transaction.

Claims to watch out for:

Beware of processors that promise that the one service they offer solves all your needs AND gives you the lowest rates in the Universe! Visa, Mastercard, Discover, American Express and the other card entities set the base rates. There is no such thing as lower than cost.

Watch out for some of the following claims.

• Low Qualified Discount Rate of 1.XX%:
      What does Qualified Discount Rate mean? I don’t know either, but all of your transactions
      are not charged at the Qualified level. Find out what the Mid Qualified and Non Qualified
      Rates are. You will be shocked because the Mid and Non Qualified rates ADD to the
      Qualified rate to make a surprisingly higher rate than you ever thought possible.
• No Set Up Fees:
      Sure, we could do that too if you want us to. What is happening is that all
      the up front costs are being bundled into your monthly or transaction rates that you will
      continue to pay for long after the cost is covered, just like a toll road.
• We will Meet or Beat your current rates:
      You can find someone out there on the internet that will slice a couple of hundredths of a
      percentage points off their rate to get your business. Then you are stuck with them like nasty
      “In Laws”. We work with reputable processors that offer competitive rates across the board,
      not just a “Bait” rate. If we can’t reduce your rates we will tell you.
• Starter Package and “Pro” Package:
      This is a way for them to shift fees around to encourage you to “Buy Up”. There is no added
      value to the “Pro” version.
• The 1st Statement Syndrome “Hey where did these fees come from?:
      Batch Header fees, Merchant Club fees, Monthly Minimum fees, Annual fees and Support
      fees. We eliminate the “Irritation Fees” and make sure you know what will be charged for
      your processing.

Do you have questions? Ready to get started? Contact us or See Frequently Asked Questions.